Life Insurance with
Living benefits are one of the newest additions to boring old life insurance. Living benefits allow you to access your life insurance benefit without having to pass away.
“Living benefits allow you to access your life insurance without having to pass away.”
By leveraging living benefits you are able to protect yourself and your family against the financial devastation that can occur from suffering a critical illness such as cancer, heart attack and stroke. With the rising costs of health care, a life insurance policy featuring living benefits, allows you to rehabilitate and recuperate, while a lump sum benefit from your coverage gives you the buffer to pay for medical bills, household bills or really any other expense. Speak with our agency today to see how you can qualify for a living benefits policy.
With "Living Benefits"
Could your surviving spouse pay the mortgage if one of you died?
What if you suffer a critical, chronic, or terminal illness and can’t pay your mortgage?
We can cover both… and it may be less than what you’re currently paying!
For a FREE Quote and consultation… Call or Email your local Community Resident and Neighbor:
Licensed in CT, OH, SC, VA, FL, TX, TN, AZ & MI.
So, What's Mortgage Protection?
Few things give us such pride and excitement as owning our own home. Our home is where we start and raise our family. It’s where we make memories. It’s where we love. It’s where we laugh. There truly is no place like home. But what happens when life happens? What happens if we become ill, disabled, or if we lose our life? Will our family be able to afford to call our house, home?
“If we become ill, disabled, or if we lose our life, will our family be able to afford to call our house, home?”
Mortgage protection is designed to ensure your family has the funds needed to ensure they will always have a roof over their heads. Our agency can custom design a mortgage protection solution that fits your needs and budget, allowing you to sleep soundly, knowing you are protected from whatever life may throw at you. Many plans may return all or a portion of the premiums paid if your coverage is unused. This allows you to have the coverage you need without wasting money. Contact our agency today to get your free custom mortgage protection quote.
Do you have Life Insurance or do you have enough?
Life is a beautiful thing and we cherish it. So it's no surprise that we don’t like to talk about life insurance. But when the worst happens, families that have needed to use their life insurance are grateful they planned ahead.
“When the worst happens, families that have needed to use their life insurance are grateful they planned ahead.”
Does your family have enough life insurance? How would they replace lost income, if one of the breadwinners were to pass away.? How much life insurance does a person need? Is it affordable? What kind of life insurance should I have? These are all important questions, questions that our agency can help you find the answers to. Contact us today to see how easy it can be to have the protection your family needs.
College Education Strategy
We all want to give our children the best opportunities we can. Every year a college education becomes more and more expensive. Have you made arrangements to ensure your child or children will have the funds needed to get an education? By placing a small amount of money aside each month, you can alleviate the financial burden of your child’s future education.
“Placing a small amount of money aside each month can alleviate the financial burden of your child’s future education.”
By leveraging modern savings programs, you can make the most of the money you save for future education. Contact JUMFinancial Agency to learn how to get a college savings plan in place today.
We all look forward to the day we can trade our work clothes for sandals and a lounge chair. But for many today the idea of retirement is nothing more than a fantasy. With pension plans becoming a thing of the past and social security only providing for the very basics, it's vital that we all take control of our plans for retirement. That may sound daunting, but planning for retirement can be easier than you think.
“Planning for retirement can be easier than you think.”
The most important step is to start, today! Our agency can help you set up a retirement plan that will get you on the path to the retirement you’ve always wanted. Contact JUMFinancial Agency to see how to setup a safe money retirement plan.